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Terms & Conditions

Below is a concise, legally oriented Terms & Conditions draft tailored for “DIVID AI TECH” LLC (“we,” “us,” or “our”) operating “MARKET INSIGHTS JOURNAL.” All references to “the Service” or “the Site” include its website and any associated subdomains, mobile applications, and services. This text is for general reference only and should be reviewed by a qualified attorney to ensure compliance with local laws and regulations.

Terms & Conditions

Last Updated: 2024-03-12

1. Acceptance of Terms

By accessing or using MARKET INSIGHTS JOURNAL (the “Site”), you (“User” or “you”) agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with any provision herein, you must discontinue using the Site immediately.

2. Eligibility

You represent and warrant that you are at least 18 years of age (or the legal age of majority in your jurisdiction) and are fully capable of entering into a binding legal agreement.

3. Changes to These Terms

We reserve the right to modify, add, or remove portions of these Terms at any time. Any changes become effective immediately upon posting. Your continued use of the Site following the posting of changes constitutes acceptance of those changes.

4. Description of the Service
  1. Informational Content Only: MARKET INSIGHTS JOURNAL provides automated articles and general market overviews generated by our proprietary tool, DIVID AI REPORTER. These articles offer reviews and information on companies, stocks, and markets.
  2. No Investment Advice: All content is provided for informational purposes only and is not intended as financial, investment, or legal advice. We do not provide predictions, trading signals, or personalized recommendations. Always consult a licensed financial advisor or other qualified professionals before making any financial decisions.
5. Account Registration and Security
  1. Account Creation: Some features (e.g., saving articles, personal settings) require registering an account. You agree to provide accurate and current information during registration.
  2. Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
  3. Termination: We may suspend or terminate your account at any time if you violate these Terms or engage in activities that disrupt the Site or other users.
6. User Conduct

By using the Site, you agree not to:

  • Use the Site in any manner that violates any applicable law or regulation.
  • Distribute, modify, sell, lease, or license Site content without our prior written consent.
  • Upload or transmit harmful code or content, or attempt to gain unauthorized access to our systems.
  • Harvest or collect personal information of others without their consent.
7. Intellectual Property
  1. Ownership: All content on the Site (including text, images, graphics, trademarks, and logos) is owned by or licensed to DIVID AI TECH LLC and protected by copyright, trademark, and other intellectual property laws.
  2. Limited License: Subject to these Terms, you are granted a limited, revocable, non-transferable license to access and use the Site for personal, non-commercial purposes only.
8. No Investment Advice & Risk Disclaimer
  1. No Liability for Financial Decisions: The Site and its content are not intended as investment advice. We are not a registered broker, dealer, or financial advisor.
  2. Market Risks: Stock market or securities investments involve risk. Any action you take based on Site content is solely at your own risk. We highly recommend seeking advice from licensed financial professionals before making investment decisions.
9. Disclaimers of Warranties
  1. “As Is” Basis: The Site and all content (including articles generated by DIVID AI REPORTER) are provided “as is” and “as available.”
  2. No Warranty: To the fullest extent permitted by law, we disclaim any warranties of any kind, express or implied, including warranties of accuracy, completeness, reliability, fitness for a particular purpose, and non-infringement.
  3. No Guarantee of Availability: We do not guarantee uninterrupted or error-free operation of the Site or that we will correct all defects.
10. Limitation of Liability
  1. No Consequential Damages: To the maximum extent permitted by law, DIVID AI TECH LLC, its affiliates, directors, employees, or agents shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of (or inability to use) the Site.
  2. Cap on Liability: In any event, our total liability shall not exceed the amount you have paid, if any, to us for access to the Site during the 6 months preceding the event giving rise to liability.
11. User-Generated Content

If the Site allows posting or sharing of user-generated content, you agree:

  • You own or have the right to post such content.
  • You grant us a worldwide, non-exclusive, royalty-free license to use, copy, and display your submitted content.
  • We reserve the right to remove or modify user content at our discretion.
12. Third-Party Links and Services

The Site may contain links or references to third-party websites or services. We do not endorse or control these external sites or services and are not responsible for their content or any harm arising therefrom.

13. Indemnification

You agree to indemnify and hold harmless DIVID AI TECH LLC and its officers, employees, and agents from and against any claims, damages, liabilities, losses, or expenses arising out of or related to:

  • Your use or misuse of the Site
  • Your violation of these Terms
  • Your infringement of any third-party right
14. Termination and Changes to the Service

We may modify, suspend, or discontinue any feature or part of the Site at our discretion, without prior notice or liability to you.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of laws principles. Any disputes shall be brought exclusively in the courts located in [Jurisdiction], and both parties consent to such venue and personal jurisdiction.

16. Miscellaneous
  1. Entire Agreement: These Terms constitute the entire agreement between you and DIVID AI TECH LLC regarding use of the Site.
  2. Severability: If any provision is deemed unlawful or unenforceable, it will be severed from these Terms without affecting the validity of the remaining provisions.
  3. No Waiver: Our failure to enforce any right or provision of these Terms does not constitute a waiver of such right or provision.

Questions or Concerns
If you have any questions about these Terms, please contact us at:
DIVID AI TECH LLC
welcome@divid.ai

BY CONTINUING TO USE OR ACCESS THE SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS AND AGREE TO BE BOUND BY THEM.