DIVID Savings & Investment Planner for Claude
A one-year plan for the money you've saved
Build it in a Claude chat. Answer about six plain questions, then see how your goals hold up across 2,000 possible market years, bad ones included.
Not financial advice. DIVID Planner is a planning tool: you set the goals and limits, the model shows scenarios, and you make the decisions.
Free during launch · claude.ai, Claude Desktop, mobile and Claude Code · US, amounts in USD, 18+
What is DIVID Planner?
DIVID Planner is a planning tool that works inside Claude. You tell it about your income, savings and one or two goals for the year. A simulation model tests the plan against 2,000 possible market years and shows how likely each goal is and how it would split your money. It's free during launch, and every decision stays with you.
How it works
Add it to Claude
Add DIVID Planner to Claude and sign in with Google or email.
Answer a few questions
Answer about six questions, in your own words or by tapping.
Read and test your plan
Read your plan and try changes before you make them.
What you'll see
- Your goals' chances in plain words, from Very low to Very high.
- Your emergency fund, kept in savings and out of the market.
- How the model splits the rest: savings, T-bills, bond funds, an S&P 500 index fund, gold.
- A very bad year (1 in 100), in dollars.
- The one or two changes that help most.
Is it for me?
It's for you if
- you live in the US
- you're new to investing
- keeping what you've saved matters more than big gains
It's not for
- trading or stock tips
- people outside the US (for now)
- anyone under 18
Your data
DIVID gets only the answers you give the planner. We don't see your Claude chats. Your plans are stored in your DIVID account, and you can delete a plan or the whole account at any time.
Questions
Is this financial advice?
No. It's a planning tool: it shows what the model estimates for the numbers and limits you set, and you make the decisions.
Will it tell me which stocks to buy?
No. It shows how the model would split your money by type, such as savings, T-bills, bond funds and an index fund. It may name an example fund for a part, and it uses individual companies only if you pick them. What you buy, and where, is your choice.
What happens to my plan in a very bad year?
Every plan shows a very bad year (about 1 in 100) in dollars, so you can see the downside before you decide anything. Your emergency fund stays in savings and isn't put into the market.
Does it touch my 401(k)?
No. Retirement accounts stay as they are. The plan covers money you can reach this year: checking, savings, CDs and investments outside retirement accounts.
What does it cost?
DIVID Planner is free during launch. There's no card to enter.
What do you do with my data?
We only get the answers you give the planner. We don't see your Claude chats. You can delete a plan or your whole account at any time.
Is this a robo-advisor?
No. A robo-advisor manages your account. DIVID Planner only builds a plan you can read, test and change; it never touches your money.
What do I need?
A Claude account and a few minutes. It's for people in the US, with amounts in US dollars, and you must be 18 or older.
See where your savings stand
Not financial advice. DIVID Planner is a planning tool: you set the goals and limits, the model shows scenarios, and you make the decisions.
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