BBCA: bank raksasa yang terlalu besar untuk gagal?
- · Laba bersih naik, NIM stabil.
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- · Valuasi premium: layak?
For brokerages, asset managers and investment apps
DIVID.AI puts one simulation engine behind every touchpoint a brokerage has: the content you publish, the app your clients use and the managers who serve your best accounts. The method is the same everywhere. AI only explains the numbers.
→ Articles, posts, push
→ Plan with probabilities
→ Proposal in one click
→ Weekly risk check
market data → scenario simulation → risk-constrained optimisation → probabilities → AI explanation
For individualsInvesting your own savings? Build a one-year plan for your savings on the web with DIVID Planner. Free during launch.
See DIVID PlannerDIVID.AI (legal entity DIVID AI TECH LLC, Yerevan, Armenia) is an AI advisory layer for brokerages and asset managers. One simulation engine, in development since 2021, powers three products: Reporter for content marketing, the white-label Planning Module for self-service planning and ReksadanaAi ProSales for sales teams. Language models explain the numbers; they never produce them.
The brokerage client journey
Every stage of your client journey has a product, and every product runs on the same data and the same simulation core.
| Stage | Role in your company | Product | What changes |
|---|---|---|---|
| Attract | Marketing | Reporter | Daily market analytics in your clients' language, ready to publish. |
| Serve | Digital & Product | Planning Module · Fund Compare API | A personal plan with probabilities for every client of your app. |
| Advise | Sales & Wealth | ReksadanaAi ProSales | A personal proposal for a high-value client in one click, explained by AI. |
| Retain | Client success | Alerts · Journal · Assistants | Weekly risk checks and fresh insights keep clients engaged and informed. |
Flagship products
Under the hood
Every probability, risk figure and scenario on our screens comes from a simulation engine we have been building since 2021. Language models explain the result in English, Bahasa Indonesia or Russian, but they never produce it.
Market data
IDX · MOEX · NASDAQ · FX · funds
Scenario simulation
block bootstrap · crisis windows
Risk-constrained optimisation
VaR limit · class caps
Goals & probabilities
per goal · per lever
AI explanation
EN · ID · RU · facts only
market scenarios simulated per plan, including historical crisis windows
stocks, ETFs, currencies and funds in the data storage
markets first: IDX & reksa dana, MOEX, NASDAQ
output languages across products: English, Bahasa Indonesia, Russian, Armenian
Who we build for
How we work
Thirty minutes with a founder. We map your funnel and pick the stage where the gap is widest.
Four weeks with agreed metrics: two groups of managers, one content stream or one in-app plan. You get the metrics, we get feedback.
Integration into your app, CRM or website. On our cloud or on your infrastructure.
Reporter in action
Reporter drafts in four formats; the editor releases. Three formats below; live articles appear here when the journal backend is online.
Instagram post
A caption and a carousel outline for one ticker: the hook, three facts, a disclaimer.
ID · EN · RU · AM
Short story · 400–600 words
For the app feed and social: what happened, why it matters, what to watch.
ID · EN · RU · AM
Long-read · 1,000–2,000 words
For the website and SEO: technical picture, fundamentals, macro context, news and analyst views.
ID · EN · RU · AM

“We started with a Telegram bot that audited portfolios for retail investors in Moscow and Jakarta. Five years later the same engine plans, explains and sells for brokerages. The rule never changed: show the probability before the client presses buy.”
Book a thirty-minute demo. We will show the Planning Module, Reporter and ProSales on your market's data.
Prefer email? welcome@divid.ai