Risk warning

This website, operated by DIVID AI TECH LLC, presents our products and provides access to the Market Insights Journal, where articles drafted automatically by our proprietary tool Reporter are published. Our products, including DIVID Planner, Planning Module, ReksadanaAi ProSales, Fund Compare API, the Engine and our Telegram assistants, produce financial plans, simulated forecasts, fund comparisons and proposals. All content and product outputs are intended for informational, educational and decision-support purposes only and do not constitute investment, financial, or trading advice.

No Investment Advice
Neither the content on this website, the articles within the Market Insights Journal nor the outputs of our products should be viewed as recommendations, endorsements, or solicitations to buy or sell securities or any other financial instruments. We do not offer personalized investment advice. Forecasts, probabilities and crisis scenarios are the results of simulations based on historical data; they are not predictions or guarantees, and past performance does not guarantee future results.

DIVID Planner

DIVID Planner shows how a model would split money across savings, CDs/T-bills, bond funds, gold and US stocks for the goals and limits you set, and how likely your goals look in 1,000+ market scenarios. Funds and companies shown are examples or your own choices, not recommendations. Investments can lose value, including in the first year.

The scenarios are built from past market prices, and past returns don’t predict future returns. DIVID Planner is not financial advice, and you make your own decisions.

User Responsibility
Before making any investment decision, you should carefully consider your financial situation, objectives, and risk tolerance. If you are unsure about any aspect of investing, seek independent professional advice from a qualified financial advisor or other relevant professional.

No Liability
Although we strive to provide accurate and current information, DIVID AI TECH LLC does not guarantee the completeness, reliability, or suitability of the content presented. Any action you take based on the information found on this website or produced by our products is strictly at your own risk, and we will not be liable for any losses or damages in connection with its use.

By using this website, you acknowledge that you have read, understood, and agreed to the above Risk Warning. If you do not agree with these terms, please refrain from accessing or using our services.